How many borrowers fall behind on car loans?

Auto loans 2026 Q2: 5.5%; All debt: 3.3%.

Share of auto-loan balances 90 or more days late, against all household debt
Share of auto-loan balances 90 or more days late, against all household debt 0%2%4%6%8% Auto loans, 2015 Q2: 3.4%Auto loans, 2016 Q2: 3.5%Auto loans, 2017 Q2: 3.9%Auto loans, 2018 Q2: 4.2%Auto loans, 2019 Q2: 4.6%Auto loans, 2020 Q2: 5%Auto loans, 2021 Q2: 4.3%Auto loans, 2022 Q2: 3.9%Auto loans, 2023 Q2: 3.8%Auto loans, 2024 Q2: 4.4%Auto loans, 2025 Q2: 5%Auto loans, 2026 Q2: 5.5% 5.5% All debt, 2015 Q2: 4%All debt, 2016 Q2: 3.3%All debt, 2017 Q2: 3.3%All debt, 2018 Q2: 3%All debt, 2019 Q2: 2.9%All debt, 2020 Q2: 2.6%All debt, 2021 Q2: 2.1%All debt, 2022 Q2: 1.8%All debt, 2023 Q2: 1.5%All debt, 2024 Q2: 1.8%All debt, 2025 Q2: 3%All debt, 2026 Q2: 3.3% 3.3% 2015 Q22017 Q22019 Q22021 Q22023 Q22025 Q22026 Q2
  • Auto loans
  • All debt

What it shows: Auto loans goes from 3.4% in 2015 Q2 to 5.5% in 2026 Q2; All debt goes from 4% in 2015 Q2 to 3.3% in 2026 Q2.

Source: Federal Reserve Bank of New York, Household Debt and Credit Report · file downloaded 2026 Q2

Data and chart by CalcScrape: Car Financing Cost Calculator